You receive a pension overview once every year. If you're no longer a participant in our pension plan, we make these statements available once a year on My pension. We will send you a pension overview once every 5 years.

If you have received a confirmation from the pension fund about the pension equalisation, you will not find the equalised old-age pension for your ex-partner on your pension statement. The equalised retirement pension for your ex-partner is not shown on the pension statement.

Yes. The additional pension you have received as a result of the value transfer is not specified separately on your pension overview. The value transfer is included in your pension overview, if you received a confirmation from us. If you haven't received a confirmation yet, it means your value transfer request hasn't been processed yet.

Your pension overview is available at My pension.

The name of your partner is not known to us. Please refer to the section "What should I do if…. Private" for more information on how to arrange this. Are you married or are you in a registered partnership? Then the municipality you are living in will automatically notify us of the name of your partner. Is your partner not mentioned on your pension statement? If so, please contact the pension fund.

You receive a pension overview each year from your pension fund. Read this overview carefully, as it concerns your future income. In addition, you are sent detailed information about your pension plan within 3 months after you started participating in the pension plan. If you would like more information, please contact the pension fund.

No, your employer will register you with our pension fund. Do you live abroad or are cohabiting (with a cohabitation contract), you have to notify the pension fund about your partner. You read more about this at Cohabiting or Marriage or registered partnership. If you do not register your partner, your partner will not be entitled to a partner's pension.

If you're starting a new job, it is important that you know how much pension you are accruing. And whether that will be enough for you, later in life. You can also check whether it is wise to take your pension from your previous employer with you to your new employer. This is known as value transfer.

Are your considering to transfer your pension? Then you should request a statement from your current pension fund using the Value Transfer form. You will receive this statement within a few months. Based on the information in the statement, you can decide whether or not to take your pension with you. We advise you to make your decision with regard to the value transfer after consulting a financial advisor.

You would not receive a pension from more than one pension administrator. Taking a pension with you can be attractive in some cases. In others, it is unwise to transfer your pension with you. Ask for advice from a financial advisor.

Any pension you have accrued with your employer stays with you. You can choose to leave your pension with your pension fund or to have it transferred to your new pension administrator. If you are no longer participating in our pension plan, we make these statements available on My pension every year. If you wish to take your accrued pension with you to your new pension provider, you can submit a request for value transfer to your new pension provider.

All about incapacity for work, you will find at Ill or occupationally disabled.

The Implementing Body for Employee Insurance Schemes (UWV) passes this on to the pension fund. It is wise to also do this yourself. As soon as something changes in the percentage of your disability, you should report this immediately to the pension fund.

The law states that your ex-partner is entitled to half of the retirement pension that was accrued from the date of marriage (or registered partnership) up until the divorce. You can agree to share your pension in other ways, at your divorce. Read more about this at Divorce. Your partner is always entitled to the (special) partner's pension. Even if you were cohabiting without being married or with a registered partnership. Read more about this at End of cohabition.

You and your ex-partner both submit a request for pension equalisation with the pension administrator. You submit this with your pension fund and your expartner with his/her pension fund. The pension fund will then distribute the old-age pension accrued during the marriage. When you retire, your ex-partner will receive the equalised old-age pension through the pension fund.

No, we receive an automatic notification from your municipality. Unless you live abroad, in which case we will not receive any notification from the municipality and you need to register your children with the pension fund yourself.

The partner's pension is paid to your partner for life.

All about orphan's pension you will find at Children.

Yes, you can wholly or partially exchange the right to a partner's pension for more retirement pension; Your partner must agree to this and co-sign the application form.

The municipality will inform us of your death (if you live in the Netherlands). After your death, we will automatically contact your children. We will then ask them to provide certain details so that we can pay out the orphan's pension.

The municipality will inform us of your death (if you live in the Netherlands). After your death, we will automatically contact your partner. We will ask him or her to provide certain details so that we can pay out the partner's pension. Your partner will have to be known to our pension fund. If you live abroad or live together (and you have a cohabitation contract) and your partner is not registered with us, your partner will not receive a partner's pension.

This depends on the arrangements made between the Netherlands and the country you are moving to. In some cases you won't have to pay any taxes on your pension. You can ask the Social Insurance Bank: SVB.nl.

In general, the Social Insurance Bank takes the tax credit (on your AOW benefit) into account. If you prefer, the pension fund can apply the tax credit for you. You will need to register this with the pension fund yourself.

How much your state pension will be depends on your personal situation. Singles receive a higher state pension than cohabitants do. Would you like to know the exact amount for this year? Visit the website of the Social Insurance Bank: SVB.nl.

Your partner may be entitled to a surviving dependant's benefit (Anw) from the government. There are conditions that your partner must meet in order to be eligible for Anw benefits. In some cases your partner isn't eligible to receive an Anw benefit or receive the full Anw benefit. For more information on the Anw benefit, please visit the website of the Social Insurance Bank: SVB.nl.

The retirement age for the state pension is being increased in stages, depending on life expectancy. The statutory retirement age in 2022 is 66 years and 7 months. For more information on the age old-age pension, please refer to the website of the Social Insurance Bank: SVB.nl .

Yes, if you are married or have a registered partnership and live in the Netherlands, you are automatically insured. Do you live abroad or are cohabiting (with a cohabitation contract), you have to notify the pension fund about your partner. You read more about this at Cohabiting or Marriage or registered partnership.If you do not register your partner, your partner will not be entitled to a partner's pension.

No, participation in the pension plan of your employer is compulsory.

No, your employer will register you with our pension fund. Do you live abroad or are cohabiting (with a cohabitation contract), you have to notify the pension fund about your partner. You read more about this at Cohabiting or Marriage or registered partnership. If you do not register your partner, your partner will not be entitled to a partner's pension.

Because your pension will otherwise not grow in line with the prices. As a result, the pension you receive loses purchasing power and your money will buy you less in the future than it does now.

In that case your pension in that year will not increase either. If you do not receive an increase for several years, it could affect your purchasing power.

The board of the pension fund determines each year whether your pension will be increased. This depends on the financial situation of the pension fund, among other things.

No, we will automatically be informed about your new address details by your municipality in the Netherlands. About other changes of contact details, i.e. of your email address, you read at New address.

No, that's not possible. There are other possibilities to use severance pay for your old age. Ask your financial advisor for more information.

It is not possible to save extra with the pension fund.